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OMG, will this ever end!!!

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    OMG, will this ever end!!!

    Ok so I have a 390.00 balance from like 2 years ago with CashNet USA, a payday loan. As you know I've been gathering info this week so, I call CashNet, they sold it, to AIS, they sold it to NCA, they sold it to CTL Associates. So I call CTL associates, what jack****!!! They say they don't have it. But the ASS**** that I talked to tells me, "Well you don't want to be on our office anyway, if it was here we would filing for a judgement for bouncing a check across state lines on Friday" I was like, "are you stupid" that has nothing to do with it, so then he says, "It a felony to bounce a check a crossed state lines" So we get in this big arguement, and the JACK**** don't even show having my account!!! OH MAN!!!

    So, now what do I do? How the heck can I find out where this account is? I called back the last known collections agency which was the NCA, and they again said, we sent it to CTL.......

    What do we know about CTL anyway? I'm thinking I'm going to need to call my lawyer and see if he can figure it out.

    BTW CTL tells me I can't file BK on a bounced check, are they STUPID??? I didn't write anyone a check, it was an internet payment.
    Filed August 09, all payments made as of July 12th, 2013.....Waiting on final audit and discharge!

    #2
    Originally posted by DUMBAGAIN View Post
    Ok so I have a 390.00 balance from like 2 years ago with CashNet USA, a payday loan. As you know I've been gathering info this week so, I call CashNet, they sold it, to AIS, they sold it to NCA, they sold it to CTL Associates. So I call CTL associates, what jack****!!! They say they don't have it. But the ASS**** that I talked to tells me, "Well you don't want to be on our office anyway, if it was here we would filing for a judgement for bouncing a check across state lines on Friday" I was like, "are you stupid" that has nothing to do with it, so then he says, "It a felony to bounce a check a crossed state lines" So we get in this big arguement, and the JACK**** don't even show having my account!!! OH MAN!!!

    So, now what do I do? How the heck can I find out where this account is? I called back the last known collections agency which was the NCA, and they again said, we sent it to CTL.......

    What do we know about CTL anyway? I'm thinking I'm going to need to call my lawyer and see if he can figure it out.

    BTW CTL tells me I can't file BK on a bounced check, are they STUPID??? I didn't write anyone a check, it was an internet payment.
    I included CashnetUSA in my BK also. When I filed, my account hadn't been sold yet to a CA. Since you're getting the runaround of where your account is, I would just ask your attorney who you should list on your creditors matrix, or to play it safe, list all of the CAs that you named.
    Filed: 5/22/07; 341 Hearing: 6/27/07;
    Confirmed: 8/13/07; DISCHARGED 4/17/2012

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      #3
      list everyone you have contacted so far and include et. al on the listing to cya in the creditor matrix.

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