Right to cure letter

[cashewkitty1]

Hi everyone
We are in the process of filing a chapter 13 in the state of Missouri.
So far things have been pretty good most creditors accept the attorneys name and number and do not bother us. Except for one they call everyday and today I received a letter Right to cure for a signature loan. (Coincidence or not I also received letter from attorney they are ready to meet with us Yay for paperwork being done!)

The Right to Cure letter has a 1st notice, 2nd notice, and 3rd notice (second Mortgage loan). Anyone know what this means? I know I should be asking my attorney but, they are closed on the weekend. How can a Signature Loan turn into a default on my second mortgage? This is an unsecured loan. Our mortgage payments are current. Any ideas?
Thank you

[rrockinggramma]

this could be a scare tactic but in some states, an unsecured default is allowed to attach a lien against secured property. Monday check with the courthouse to see if any lien has been filed against your property and if so then you will have to not only get it discharged in the bk but vacated by the court because of the bk. Otherwise if you go to sell, it will pop up on a title search and will have to be paid off to close the deal. I think NC allows this but not sure about other states.