Wont give me a copy of my title

[Hileman]

I have a loan I took agianst my van for 1,000.00 in october to get christmas. I paid on it every month until last month when my atty told me to stop. I go in on the 7th to sign my paperwork for my chapter 13. I have everything I need except my van title b/c they held it for collateral. I called them to ask them to send me a copy of it, and the man was rude and told me, sorry, he can only talk with my atty, then hung up on me. What do I do. Will my atty go through the trouble of getting a copy of it for me?

[13inOR]

I am wondering why you need a copy of the title to file chapter 13? We filed,
had 2 cars paid off in the plan, and the original lienholders kept the title till
payoff. In this case, the title loan place is the lienholder and I dont see why they would ever give it up till they got their money, thats the standard procedure.
Did your attorney tell you he needed the title or something?

[edwards2]

I was wondering the same thing. And absolutely the title loan place will NOT give you a copy or the title until you pay the loan. They are loan sharks and in Tennessee some of the lawmakers are going after them with a vengeance. I know they are an option when you are broke...we have all had to resort to those kind of lenders but they have the law on their side because your title is the collateral for your loan.

[Hileman]

I just assumed I needed it. The atty gave me a form that states to bring in the following.

6 months of pay stubs
statements of other sources of income
titles to all cars boats ect
fed and state tax returns for 2 years
deeds and mortgages
Recent mort statement
Life insurance policies
Documents for IRAs 401ks retirement ect
copies of divorce decrees
Cert for credit counceling
Apart lease agreement
Bank Statements for 3 months

The only ones that apply to me are paystubs, titles, taxes, lease, and credit counceling which I have all of but the title. I was thinking he told me to bring a copy of the title to my van.

[13inOR]

I think he meant if you owned it free and clear, but you don't, since you owe some money to the title loan place. No lienholder will give up a title when they are still owed money, and no attorney or trustee would expect it.
I really think he just meant titles to vehicles that you don't owe any money on.

[Hileman]

Okay, thanks. I thought he meant he wanted a copy of the title to show it is mine. I do have paperwork from the loan place showing I used my title as collateral in the loan.

[Minnymouth]

They want copy of the title SHOWING the lien against it on the title.......
Yes your attorney can and will request a copy of it for the Court..... just let him know the company has it.....