In my statement of intentions I stated that I wanted to keep our second mortgage and reaffirm it. We did sign the reaffirmation papers with the bank, but the catch is the loan had a balloon payment that was due In April. When I reaffirmed they said there wouldn't be a problem rewriting the loan when it came due. Well now that time has come, and they are stating that they need permission from the courts, or the trustee, they said both and I don't know which one they need it from. They said it shouldn't be a problem because the payemtn is already listed on my schedules and they are not distrubuting any monies, they are simply just rewriting the current loan. Does anyone know how I request permission for this and to who I request the permission from? I have my 314 meeting tomorrow, our attorney has not been much help at all.
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Yes, they will need permission from the Court. -
Do I just send a letter? If so, do I send it to the trustee and copy the bankruptcy judge, or to the bankruptcy judge and copy of the trustee. Or is this something where I call them and ask? Is this something I should do before or after the 314 meeting, which is tomorrow? Is this something I can mention at the 314 meeting? Thank you in advance for your help.Comment
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