Lawyer after filing?

[marzipan13]

Ok, everyone says the obvious - you need a lawyer.
If (and that's a big if), I was able to scrape the funds together...
What lawyer is going to consider taking me on AFTER I've already filed and only 3 weeks away from the creditors meeting?
Will he charge me more since they'll have to fix everything?
Should he deduct the amount needed for filing fees since I've already setup the installment plan? Should he charge me less since all my papers have been filed, but may need corrections? - he may need to file docs to fix the errors
The lawyer in my county charges $1000, which includes the filing fees and possibly the costs of preparing all my documents... well, docs are done, just might need a little fixing.
So, maybe he might charge less than his normal rate... $500-$700.
I'll call him Monday and see if he can work something out with me.
My husband said last night his family in Turkey may send us some money (as gift) if we are struggling.

I did find out that since my husband can't get a drivers license yet (needs to improve English or pay for translator at drivers test), that he is eligible for ID card. AND that he is permitted to own a vehicle - titled & registered in his name... AND since the insurance is in my name (he is on the policy as my husband, but unlicensed), I can have the car covered! I will be listed as the driver only.
My father is loaning my husband the money to buy a car and we can get it sometime this week. Thankfully the issue with losing the financed car and worried about how I am going to get the work is resolved.

[freshstart06]

I am not sure but maybe you are looking too deeply. I mean can't you dad just purchase the car in you husband name as a gift??? Or can he just purchase for you in his name until the BK if over then transfer to you. If you need money from family members can't they just Western Union the money or send it over night or heck, just give it to you in cash. I really doubt the trustee is going to look that deeply unless you tell him something.

It is so rare that they look at bankstatements after the filing, they don't go through your mail and see who sent you money. They don't ask family members if they sent you money an d if they did family members usually stick together if you know what I mean (wink)

If you have no assets and only you are filing what your husband gets or has will not affect your BK. Don't even worry about a lawyer at this time unless you have hidden assets.

You can't waste your time worry about the small things when you don't even know if it will be an issue.

I am so sorry but unless I am missing something I don't see where you have to worry too much. It will be okay (smile)

[JRScott]

Depends on the lawyer and how much time he figures it will take him to straighten it out. But yes you should talk to him and see.

[marzipan13]

Maybe I can wait to see what happens at creditors meeting, and see what the trustee is like.
If I get a lot of objections from him, maybe I can get a lawyer to help me get out of the mess. I may be able to pay him $500 this week, but only if I buy don't any necessities except gas to go to work.

My husband and I found a nice car yesterday from a very small dealership (they're more like a service station). It's $2500 with $188 dmv fees. It will be put in my husband's name. We don't have to pay the whole amount now, they're letting us do 'in-house' financing... no credit check, no loans, etc.
My husband put down $1400, we have a 1-2 weeks to pay the $1100 balance, and don't have to pay the $188 until 2 weeks after we pickup the car. The tag fees are going to be $128, but I'm surrendering my other car and in MD, I think I can transfer those tags to the new car. But I have to make sure it's not in my name.