Refinancing Vehicle?

[nomoneynomore]

We will be filing Ch 7 next month. My hubby was wondering about refinancing our SUV this week or next with our local bank. Can we do this, or would it be a red flag and screw things up royally? Our local bank would be much easier to work with than Citi Financial during bk I am sure.

Has anyone dealt with Citi Financial during bk? Were they easy to work with or a pain? They are pretty much a pain most of the time as it is I made our past due balance up this week, and they debited our account twice for the same transaction..argh!!! This is th second time this year they have messed up the payments.

Thanks

[nomoneynomore]

I found out I can't refinance until after discharge

[Minnymouth]

Acording to your post - YOU HAVE NOT FILED YET...... right??? Have you retained an attorney?

If not, no reason why you can' refinance if you want too...... at a lower interest rate.....

But if you had already filed bankruptcy, you could not do it........

If asked after you file BK, just tell them you refinanced at a lower rate with a bank..... nothing illegal about that.....