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? on items still showing on credit report

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    #1

    ? on items still showing on credit report

    I got my discharge letter in 2002. It states that there were no complaints and that I am released from all dischargeable debts.

    My problem is this - The bank where I had an unsecured installment loan (which I included on the bankruptcy) is still showing on my credit report against me and is not under the "Bankruptcy" heading. Is this right?

    I have tried to call my original attorney several times with no call back. What can I do to fix this? Should I dispute it with the credit reporting companies and show both the info I listed on the bankruptcy and the discharge?

    Please help.
    Tags: None
    #2
    Dispute it with the creditor and the credit reporting agency
    Sometimes life make you deal with ugly and hateful people ,just think of them as sand paper. They may scratch you and rub you the wrong way but eventually you end up smooth and polished and the sand paper becomes old and worn out.

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      #3
      contact the the bureaus and tell them that the account was included in BK. the credit bureau will tell you what they will need you to sent them as proof if any. Within a 30 day time span you will see the new update. Those things happen often, when I did Mortgage loans for people that filed BK we had to correct a few accounts from time to time. If the credit bureau accepts what you stated over the phone they will update your info in a little as 3 days. You can also dispute online but calling would be easier.
      Success is reachable, stretch out your arm and grab it.

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        #4
        Thanks for all your help.

        The bank info was showing on 2 reports. TransUnion and Equifax. I have started the process with both. Hopefully this will be taken care of shortly.

        I called the bank as well and got vm with no call back. Does the bank have to change the information it reports? Thats what I am worried about.

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