I was divorced in 1991. As part of the divorce settlement, my ex was supposed to have refinanced our home (we were both on the mortgage and on the title) within a year. He got the house and was given any equity (it was in a negative equity situation at the time). He became voluntarily unemployed, ended up filing chapter 7 himself, yet reaffirmed on the house. He never refinanced it to get my name off the loan and it was still on my credit report.
When I filed chapter 7 this March, I included that mortgage along with the mortgage for my modular home that I voluntarily relinquished in my bankruptcy and it has now been discharged. During the bankruptcy, my ex has continued to pay on the mortgage and that mortgage company never contacted me or my attorney and they never contacted him.
To get my name off the title, do I now have to go through the quit claim deed process? I want to make sure that I am not liable at all for the home. Also, what about getting my name off of what is now his mortgage? How would I go about doing that?
Thank you for any help you can provide.
When I filed chapter 7 this March, I included that mortgage along with the mortgage for my modular home that I voluntarily relinquished in my bankruptcy and it has now been discharged. During the bankruptcy, my ex has continued to pay on the mortgage and that mortgage company never contacted me or my attorney and they never contacted him.
To get my name off the title, do I now have to go through the quit claim deed process? I want to make sure that I am not liable at all for the home. Also, what about getting my name off of what is now his mortgage? How would I go about doing that?
Thank you for any help you can provide.