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    Good Morning........

    Just wanted to Thank everyone here on the forum for all the help we recieved doing my meltdown times, I am happy to report that we are discharged and closed, finished with it all. We have moved and are in a cute little house and finally at peace, we have decieded to give the house back to the bank as it has not sold, and it will still be a forclourser on our record but a voluntery one, our scores are very good and only 19 points away from being able to buy a house, but that will come next year after we have some breathing time. So for all those starting the process i just want to say there is an ending, and there is a future, again thank you all, I plan on stoping in and hope i will be able to help someone the way we were helped, we never did get back the papers from the trustees but if not it was a small price to pay, again much thanks.
    Nancy

    #2
    Oh MY good lord, today we got many HAPPY closing cases, i.e., Ronaldk, Familyof7, and Juststupid, more to come??

    BIG CONGRATS TO ALL!!!....

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      #3
      HAPPY DANCE TIME!!!!!



      CONGRADULATONS TO ALL OF YOU, WELL DONE!!!!

      Now on to a "new beginning and a fresh start over"

      USE IT WISELY....................

      Minny
      Minny

      "It's amazing the paths that our feet sometimes follow in life".

      My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

      Comment


        #4
        Congratulations RonaldK

        Enjoy the new beginning in life!
        "Try to save money. Someday it may be valuable again." - Anonymous

        Comment


          #5
          So happy to hear that your case is finally over, Nancy! Enjoy your fresh new financial start - sounds like you are already well on your way back to financial health! Congrats!
          I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

          06/01/06 - Filed Ch 13
          06/28/06 - 341 Meeting
          07/18/06 - Confirmation Hearing - not confirmed, 3 objections
          10/05/06 - Hearing to resolve 2 trustee objections
          01/24/07 - Judge dismisses mortgage company objection
          09/27/07 - Confirmed at last!
          06/10/11 - Trustee confirms all payments made
          08/10/11 - DISCHARGED !

          10/02/11 - CASE CLOSED
          Countdown: 60 months paid, 0 months to go

          Comment


            #6
            Bk Forum is a MOvement !

            Pay it forward




            (is that legal?)

            Comment


              #7
              congrats!
              Sometimes life make you deal with ugly and hateful people ,just think of them as sand paper. They may scratch you and rub you the wrong way but eventually you end up smooth and polished and the sand paper becomes old and worn out.

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                #8
                Congrats!

                Instead of doing a voluntary foreclosure why not try to do a short sale? Just a little Dave Ramsey advice - it's better than a voluntary foreclosure.

                Comment


                  #9
                  Congratulations Nancy



                  Welcome to your newfound freedom
                  May 31st, 2007: Petition Filed by my lawyer
                  July 2nd, 2007: 341 Meeting Held
                  September 4th, 2007: Discharged and Closed.

                  Comment


                    #10
                    congratulations!
                    Petition Filed 6/4/07 :clapping:
                    341 meeting 7/31/07 :clapping: :unsure:
                    First Meeting Held and Trustee's Report of No Distribution 8/2 :yahoo::yahoo:
                    10/15/2007 - DISCHARGED!:yahoo::yahoo::yahoo:

                    Comment


                      #11
                      congratulations....guzzie
                      case filed : 6 -5-2007 :blush2:
                      DISCHARGED ...9-26-2007..:yahoo::yahoo:
                      case closed : 11-13-2007 :yahoo::yahoo:

                      Comment

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