I owe a 2003 car and about to file. I still haven't decided if i should buy it back or surrender it. Have a couple questions if you can please answer:
1 - Is it faster to get discharged if i surrender the car or it doesn't matter? Just thinking about the paperwork involved
2- If i decide to buy it back in installments and in my means test i have something like $40 disposable, does the trustee ask any question where i would come up with the money to pay the car installment? Not sure how it works. I should be done with some tax payments and would use that amount to start paying the car.
Thank you
1 - Is it faster to get discharged if i surrender the car or it doesn't matter? Just thinking about the paperwork involved
2- If i decide to buy it back in installments and in my means test i have something like $40 disposable, does the trustee ask any question where i would come up with the money to pay the car installment? Not sure how it works. I should be done with some tax payments and would use that amount to start paying the car.
Thank you