Hello all. Thanks for all of your help. I have a question. If I include my house in my bankruptcy 7 filing, I am assuming that I should immediately stop paying on my mortgage just like I stopped paying on my credit cards? I am current on my mortgage at the current time. What about my escrow account? Thanks for your help!
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Last edited by inhocknow; 09-09-2007, 06:36 PM. -
If you intend to surrender your house (give it back to the lender) as a part of your bankruptcy, then yes, you can stop paying the mortgage as long as you will filing within a few months.Originally posted by inhocknow View Post
If you want to keep the house and continue living in it after you file, then you must keep making the payments. And the payments have to be up to date when you file as well.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go -
As lrprn says above
May 31st, 2007: Petition Filed by my lawyer
July 2nd, 2007: 341 Meeting Held
September 4th, 2007: Discharged and Closed.Comment
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