341 Meeting Over

[angellegyrl]

Hi all,

I had my 341 meeting yesterday and it went rather well. I got there very early, earlier than I wanted, so I sat for about 2hrs. They asked me to be there are 2:30 I was not seen until 3:00. The trustee asked me for:

1. my 2 forms of ID SS# & DL.
2. If thew SS card I gave was the one the state originally gave.
3. If I had ever filed BK.
4. If I listed all my creditors
5. Is there any creditors here, none showed Yea!!!!!!

That was it, it was over in less than 5 minutes if that.

I am so glad it is over and glad to have found this site, it has provided me with so much useful information. :p

[hopeful]

341 questions

hello, we have our 341 meeting next week. getting a little nervous. Our debt is about $90,000. Was yours anything near that amount?

[arthur3]

Can you please tell me what is a 341 meeting it sounds like when you meet your trustee is this right? Also how many creditors can show up at this type of meeting and how many meetings do you have to go until this whole nightmare is completed because my spouse soon to be ex (yea) will be going through with this cc are killing this ex around 75K worth and must you list ALL your creditors as well
Thank you

[tdooders]

We had our 341 meeting back end of April and we are discharging $116,000. No creditors showed. Just waiting on closing now.

[Minnymouth]

NOTICE TO ALL OF YOU,
Just because your 341 meeting with the Trustee is over does NOT mean your case is closed.
That was just your meeting with the Trustee and to see if any creditors attend also.
Creditors still have up to time to object to dismissal of your bills. Most normally don't.
But the trustee now has all your info, he will go over it looking for any assets or iregularities, or anything that you might be trying to "hide" from him.
The Trustee will give creditors "ample time" to object - 60-90 days, sometimes 6 months.
When you get your discharge papers from the Trustee, he still can reopen your case up to one year from that date, should he find anything.
So case is really not final until 1 year after discharge.

Good Luck to all of you, your half way there!
Minnymouth

[tdooders]

Yes. I knew all that. My creditors have till june 27 to object but I knew the the case can be open for up to a year. But usually once you get your discharge papers youre pretty set. To open a case afterwards a trustee would have to have a good reason.

[edwards2]

I have heard the same thing about the possibility of the trustee reopening your case. Unless you get some huge amount of money in the 6 months following your discharge it is not likely you will hear from the trustee again. We are 2 weeks from our 341. We can be slightly optimistic if we make it to May 31. I know the creditors have until 7/1 but I think if they have issues we will hear from them before then. I have also heard that if the trustee doesnt bombard you with questions or hammer you about something you claimed the chances are pretty good the U.S. Trustee will agree with his/her recommendation. Obviously we want the recommendation to be in favor of allowing a Chapter 7. However, I did notice that someone who posts on this forum got past the 30 days and then got a call from his attorney saying the U.S. Trustee wants him to convert to a 13. His meeting with his attorney is Tuesday night and he promised to share with us what the Trustee was objecting to. Maybe it is something his attorney can address that would satisfy the trustee. Problem is he said his attorney is accepting it and moving for the conversion. My lawyer told us if they recommend that for us he will have to defend our case before the judge and that sure wont be cheap. We will cross that bridge if we have to come to it....I pray we dont.

[HHM]

Just realize, as we get further and further into 2005, the trustee's will start looking to the 2005 tax returns and refunds, so you may get something in the mail early next year from the trustee requesting a copy of your 2005 tax return. This is one reason you have to keep the court up-to-date on your address for one year after discharge.