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    Student Loans filed a claim

    Hi all...October 5th is our discharge day! Yeah! The excitement is definitely palpable. However, our trustee is calling our case an asset case (which is pretty laughable as the assets only amount to about $2500 which seems like a lot of work for the 25% he'll get from it but....) so letters went out to all our creditors. Since the amount of assets wasn't listed they're all making claims (so far, there have been over $150K worth of claims, too funny!). Anyway, as I know student loans (mine isn't a private student loan...it's federally backed) aren't dischargeable, I've stayed current on them ($200 a month) but I checked pacer and it turns out that they've filed a claim. Seems odd to me. As they've filed a claim, it seems to be that they're assuming that they'll be discharged on Oct.5th and they won't get anything more out of me.
    Is that what this means? Might they be discharged on Oct. 5th? Would a non-dischargeable debt file a claim? I'm confused so any light you all could shed on this would be great.
    Thanks in advance

    #2
    My student loans all filed claims, but no they are not discharged. It is just a matter or record keeping on their part and an attempt to get a piece of whatever the trustee ends up getting from you. The majority of the payout made from our taxes actually went to student loans and not to credit card or medical bills.

    Your student loans will not be discharged.

    Ruth

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      #3
      Thanks for responding, Ruth...it seemed too good a thought to be true. Since most of your tax return went to your student loans, did that lower your principal balance? It seems that it should if payments are current.
      Thanks again and have a great day.

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        #4
        Yes , It was just applied to the princpal due. Glad I could help, I asked the same question several months ago.

        Ruth

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