I assume that since I didn't reaffirm my car that the Bank will not report to the credit bureaus. It's not a big deal to me since I will want to buy a house soon and it's less debt showing on my credit report.
Logan
Logan
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In your case ,the Bank will do just what it wants to do. If it wants to report, it will. If it doesn't want to report, it won't. Odds are it won't.Originally posted by Logan View Post
Unless a filer gets a clause in his/her reaffirmation agreement requiring the lender to report, there's no guarantee even with a reaffirmation agreement that a lender will report on-time payments to the credit agencies after filing.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go -
I guess I'll find out in a month. I wouldn't mind since it would help with credit history....
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