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Credit Score went up when filed

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    Credit Score went up when filed

    My credit score jumped up 3 points after filing...is this normal?
    Filed BK on 10/19...
    341 Meeting Scheduled 11/26 @ 10am
    Discharged 1/30/2008

    #2
    Originally posted by tiredofdebt1 View Post
    My credit score jumped up 3 points after filing...is this normal?
    This happens to folks more often than you think.

    When someone's credit is really trashed before they file, after filing when some of the "baddies" flip over to IIB, it actually IMPROVES their FICO scores Looks like this is what happened in your case.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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