I bought some items from Sears over the years. None are what I understand
would be considered a "major item" (looked everywhere for a definitive answer and none. Asked them and got a vague answer, but something like refrigerators, large home heaters, large mowers, washer/dryers etc.) I do have a small 9" TV and an inexpensive DVD/VCR player that are only two years old. I am current on my bill (been paying $100.00 a month for over a year) and also have had a $0.00 min. amount for over a year. I asked about the original price for a 4-year-old small room air conditioner I had lost the receipt for and they informed me that they only kept records for two years, but that they could retrieve that information for me and send it in 15 days. That was a few months back. The question is this: I don't have any major items from them. I don't want to reaffirm or redeem exempt items that they haven't questioned, sued for etc. that I don't have to. If they do show up at the '341' meeting can I redeem what items they do ask for (assuming is only the most current ones) or reaffirm if necessary at that time. If they don't show up or hadn't sent me a letter asking me to reaffirm, redeem or give back certain items all the way from the time I file to the time I get my discharge papers, can they try to repossess anything at that time, and if necessary, at that time, can I reaffirm or redeem? Also how do you find out what the liquidation price, for such items are. Many of what I have that is electronic based is 'discontinued', can't be found, or I have found for a greatly reduced price for a new item.
would be considered a "major item" (looked everywhere for a definitive answer and none. Asked them and got a vague answer, but something like refrigerators, large home heaters, large mowers, washer/dryers etc.) I do have a small 9" TV and an inexpensive DVD/VCR player that are only two years old. I am current on my bill (been paying $100.00 a month for over a year) and also have had a $0.00 min. amount for over a year. I asked about the original price for a 4-year-old small room air conditioner I had lost the receipt for and they informed me that they only kept records for two years, but that they could retrieve that information for me and send it in 15 days. That was a few months back. The question is this: I don't have any major items from them. I don't want to reaffirm or redeem exempt items that they haven't questioned, sued for etc. that I don't have to. If they do show up at the '341' meeting can I redeem what items they do ask for (assuming is only the most current ones) or reaffirm if necessary at that time. If they don't show up or hadn't sent me a letter asking me to reaffirm, redeem or give back certain items all the way from the time I file to the time I get my discharge papers, can they try to repossess anything at that time, and if necessary, at that time, can I reaffirm or redeem? Also how do you find out what the liquidation price, for such items are. Many of what I have that is electronic based is 'discontinued', can't be found, or I have found for a greatly reduced price for a new item.
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