Multiple Credit Cards-Same Bank

[JustDo]

Hello All,
Thank you so much for all of your help thus far!
My wife has a CitiBank credit card and a Universal (Now CitiBank)card. I have 2 separate CitiBank credit cards. All balances will be less than $7,000 when/if we file. There will be no activity on 3 of them 7-8 months before filing. They other will have some smaller expenses, gas, etc.

We each have a B of A card with $7,000 on one and $13,500 on the other. No activity 7-8 months before filing.

Does anybody here see any grounds for objections?
Thank you for any advice offered.

[BKcrazy]

I had two Chase cards, and they count as one per my attorney's office. But if there is nothing major within 90 days before filing, they may not even object.

[wayne-o]

based on your post, I see no reason for worries

[wayne-o]

When I filed, Citibank had my mortgage, a mc, and 3 different store cards that they had taken over credit operations during the course.

[Pattie Smith]

Can the trustee take your vehicles that are paid off??

[halloweendmb1]

Let me make sure I understand this correctly. If you have multiple cards to BOA the attorney counts that as one?

[rrockinggramma]

if they are not exempted in your filing, then the trustee can make you pay him for the difference between the allowed exemptions and the amount over the exemptions.