Hi all! I've been lurking for the last several months and have benefitted greatly from the information on this board. I now need some insight myself. I've been unemployed since August of last year. I had a real estate license independent of my day job, so I have actually had one commission check (in Sept.) during that time. I decided to file ch7 and retained an atty in Jan. after a creditor threatened to sue me. Well, I received a job offer @ $68k a few weeks ago. After being absolutely broke for the last few months there was no way I was turning the offer down. I tried to stall my start date while I scrambled to come up with the $ to pay off my attorney and get my case filed. To make a long story short, I started the job this week and just received the petition from my attorney today. I had been calling him for days leading up to this job offer with no response. Nonetheless, I'm concerned about failing the means test now as my new salary will put me well over the median for a single filer. I have about $50k to $60k in unsecured debt and $120k in student loan debt. Based on a 6 month avg., I would still pass but will my new job cause problems? The letter that came with my petition said to expect it to be flied within 2 weeks of my corrections. I plan to get this thing back to him in the next day or two, but I may actually receive a paycheck by the time it's filed. Believe me, it was a tough decision for me to decide to file, but once I did I was relieved at the prospect of a new beginning. With $100k + in student loans, it's not like I won't have any bills to pay when it's all said and done. 
I'm worried now b/c I feel as though I'll be scraping by with no money the same as I always have if I'm forced into a ch13. Anyone have any experience to draw from?
I'm worried now b/c I feel as though I'll be scraping by with no money the same as I always have if I'm forced into a ch13. Anyone have any experience to draw from?
Good luck!
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