Credit report Activity... does anyone know this?

[momof5]

I have not used any credit cards since January yet my credit report that I pulled today shows "Date of last activity" for 2 of them (there are many believe me!) as March 2008.

Does anyone know what that means? I am 100% positive that NOTHING has been used since Jan. so I am really confused.

[justplaintired]

I don't know much, but could it be a payment was made? Does it show any charges on your statements? Maybe you made a payment and that's the activity?

[momof5]

No payments..absolutely nothing. The only thing I did do was sign into my paypal account. Both of these that show date of last activity as March are paypal buyer credit which I believe is gemoney. Very strange... I just checked my statement and there is nothing for March.

[AngelinaCat]

[dragonnfly]

The accumulation of late fees or even interest was considered activity on ours. That "last activity" statement more or less means the balance changed.

[Ugh07]

dragonfly has it right, even if you didnt use the card, the balance likely changed which would cause the DLA(date last active) to change

[momof5]

Well thats a relief!

Its funny because those are the only ones that say that. All the others (again believe me there are ALOT) are correct in that the date of last activity coincides with the last purchase made.