If I don't reaffirm car loan?

[artpacbell]

Hi, i have filed Bk 7 and im current on car loan, on my filing on intention form i did put the will be reaffirming debt, i called the creditor and i told them i was not interested in reaffirming they said it was ok as long as i am current on payments. Now my ? is if decided to let go of car and stop making payments will i be responsible for loan ?
Thanks

[keepmine]

Just don't sign a formal reaffirmation agreement and you'll have no liability should you default.

[PaKettle]

If you don't reaffirm you can walk away from the car at any time, no ding to your credit because technically you don't owe on it after the discharge.

I am riding through on mine. Have had no contact with the finance co, I just pay them every month. And they even opened the web site back up to me, to pay there if I want. But now I just pay using an automatic payment from my bank's Bill Pay service so I don't forget.