After my bankruptcy was discharged, I decided to let my house go back and I am now searching for an apartment. Well, I am finding that most apartments will not rent to anyone who has filed bankruptcy within the past 24 months or even 4 years in some cases. Can this really be happening? Any suggestions?
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I will tell you the same thing I told another poster on here- that the way I found a rental place was to go to an individual who owned rental properties, not a real estate company or an apartment management office. He just made his decision on the way he felt after talking to me personally, not on somebody else's strict guidelines. And of course, he checked out my employment status. My BK is not even discharged yet but he let me rent because I had to give up my home and he knew I had to go somwhere. As for all those apartment complexes that say you have to be up to 2 years discharged from your BK, they aren't being very realistic are they? With BKs being as common as they are nowadays?? Sheesh! If I were a landlord I'd rather rent to somebody with a freshly-discharged BK than to someone who has "so-so" credit and debt up to his eyeballs. I'd say of the two, the latter would be more likely to be unable to pay his rent! I wish you the best of luck. -
It isn't uncommon for property management companies and even private landlords to run a credit check on rental applicants. A lot of property mgt co. have rigid credit criterias. You'd be better calling them before going and asking them what thier criteria is for renting to people that filed for BK. Most times, it's just a large security deposit. e.g first and last months rent. Whatever you do, don't give up!Originally posted by remeberingwhen
Good Luck!
The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.Comment
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Couldn't that also be looked at as a form of housing discrimination?
BUSY running my own credit repair services! Sorry I don't stop in so often any more!Comment
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Credit Check
Carleton Sheets has it exactly right. Do not run a Credit Check for a renter, run a criminal background check. Just get enough deposit to cover yourself."You once asked me for advice. You want some now? Never pass up a good thing." Lieutenant Jean Rasczak, Starship Troopers
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It doesn't fall into the same category as Eqaul Housing laws. It's pretty similiar to being denied an loan because of insufficient credit worthyness.Originally posted by tinroofrustedCouldn't that also be looked at as a form of housing discrimination?
Good Luck!
The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.Comment
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