BK will 'tank' all cc, even the ones w/ 0 balance?

[justplaintired]

Discover cancelled us finally. We had a zero balance, had never even used the card. Figure the others will follow soon. We haven't filed yet, but we don't use cards. So my guess is you will be cancelled, but from what I've read, you can start fresh once the BK is behind you if you really want a card.

[PaKettle]

Yeah, just use any card, if it's under $5k and is for dental, chances are they won't object. If they do, the usual worst case scenario is that you would pay half of what you owe back to them... It should not affect the rest of your bankruptcy.