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Nowadays i just think back how stressed I was last year and wished I haden't wasted

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    Nowadays i just think back how stressed I was last year and wished I haden't wasted

    so much time and energy on stressing. Everything is all good now and my stressing really helped at all. I probably took years off my life. so as hard as it is, my advice is not to stress to hard aver this . This too shall pass.
    Chapter 7 Filed 10/17/07
    341 mtg. 11/15/07
    Discharged 2/19/08
    Closed on 2/26/08

    #2
    Stop,

    Thanks for sharing this. I'm one of the folks who is not experiencing the stress that others are. I was stressed until I decided to file. But I haven't filed yet, and I'm sure the stress will increase when I start the filling out of forms with the lawyer.

    Thanks for your note. It is extremely helpful to me and I'm sure to others as well!
    Last edited by Phillymanhere; 06-30-2008, 09:55 AM.

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      #3
      I'm much less stressed now! When I was trying to meet all the minimums, due dates, etc. and keep the business running that was a different story. When I look back, I still don't know how I kept our head above water for so long, both the business and at home.

      Can't wait for everything to be final, so I can get this all behind us!
      May 5, 2008 - Filed Ch7
      June 13, 2008 - 341 Meeting
      August 12, 2008 - Last day for objections... August 18, 2008 - Discharged!
      August 26, 2008 - CASE CLOSED!

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        #4
        I became far less stressed after filing, and after discharge/close it became even better. It's been great so far this year

        It'll get better ;)
        May 31st, 2007: Petition Filed by my lawyer
        July 2nd, 2007: 341 Meeting Held
        September 4th, 2007: Discharged and Closed.

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          #5
          can someone pass-on the formulae to relieve stress?

          It's getting worst for me - anti-depression, yoga, breathing exercise, meditation, sleeping pills - nothing helping. damn - the worst time of life. why did I ever invested in real-estate - can't stop cursing myself.
          12/31/08: Filed for ch 13. (FICO: 605 as of 1/5/09, 648 as of July 2010). 02/11/09: 341 mtg. Plan confirmed for $200 per month for 36 months... (20 down 16 left)

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            #6
            The key to anti-stress in filing BK is to just learn to let it go. We all want to be in control of everything we do and maybe for the first time in our lives everything is just out of our control. When you actually see the mess that has been created as to finances and there is actually a way to get it straightened out, the relief starts. You also realize that you are not the only one in the position you are in now and that there are folks actually way worse off than you are! Counting your blessings should be a daily ritual. The next key is to learn from it because for years afterwards it can haunt you and you actually can see the damage that too much borrowing and too many credit cards can do. It's a reality check.
            _________________________________________
            Filed 5 Year Chapter 13: April 2002
            Early Buy-Out: April 2006
            Discharge: August 2006

            "A credit card is a snake in your pocket"

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              #7
              Ms./Mr. ScrewdupbyRE:

              No journey starts without the first step. You have made that first step. Nobody said it is easy. It is not. That being said, you have met the problem and are handling it. Why not rejoice in the fact that they will not put you in prison for errors or bad decisions. We were millionaires on paper at one time.

              Now we are destitute. I don’t cry over this, I’m pleased we did the right thing in our own eyes. My credit was 820, it is now in the dump. So that is my story. You want to cry with me in my beer, or do I cry with you in yours? For every sad story here, there are ones better who are about to “crack up” and ones worse who should “crack up”.

              But hold together in the fact that LIFE AIN’T FAIR, and it was never guaranteed to be. Snap out of it. Things will go better for you from here on. ‘Hub
              If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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                #8
                Supporters - you all are good souls. Thanks for your unconditional love and support. God is watching you – he’ll reward you in his own way.
                12/31/08: Filed for ch 13. (FICO: 605 as of 1/5/09, 648 as of July 2010). 02/11/09: 341 mtg. Plan confirmed for $200 per month for 36 months... (20 down 16 left)

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