I might need to start first by explaining my background prior to looking at filing bankruptcy. In June 2008 we fell behind in our house payment due to the economy and lack over time for my husbands job. We have been trying to sell our house over the last year knowing we had over extended our selves but as the market started slowing the value kept declining. Seemed hopeless. We also had extenduating circumstances with my 3 children to where my husband and I felt it best for me to quit my job to homeschool my kids. In June we went to look into filing for chapter 7 but our income was just over the allowed amount so we decided to wait a couple of months for the 6 month average to fall below the means test amount. My question is will this look like we are setting our selves up to qualify? Another question is that my husband took a new job recently and we are wanting to move to be in a better location for his job, can we do that before we file or do we need to stay put until everything is finalized?
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