If your house foreclosed in 2007, and you have not made payments on the mortgage to that house since 2006 and you decide to file bankruptcy now in 2008, will the trustee or court ask why you waited so long?? Does it matter that your debts, whether they are credit cards or a mortgage, have been past due for years as opposed to months?
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Filed Chapter 7: 8/13/08
341 Meeting: 9/15/08
Last Day To File Objections: 11/14/08
Discharged & Closed: 11/18/08
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It would make no difference.
They do not ask why you waited so long or how you even got into the mess.May 31st, 2007: Petition Filed by my lawyer
July 2nd, 2007: 341 Meeting Held
September 4th, 2007: Discharged and Closed.
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