CU WAIVED Cross-Collateralization

[StartingOver08]

Well, there has been a lot of discussion regarding credit unions and cross-collateralization in reaffirmation agreements.

I have a car loan, second mtg and cc with the same CU
I filed CH 7 last month but want to keep the car.

First reaffirmation came thru with cross-collateralization clause, adding approx $4k balance to the car balance. I called the BK dept of the CU and said no. But I would reaffirm if 1) extra $4k removed 2) current month put on back of loan 3) extend loan extra 60 days 4) reduce payment 5) cross-colleralization removed, title sent to me upon payment in full

CU agreed! Sent the agreement to my attorney in writing yesterday (I saw it yesterday) and bonus - they dropped the interest rate to 5%.
But I of course lose my account with them the minute I sign this.

Is there something else I should be on the lookout for in this agreement?

[jessegirl]

Hey good for holding out for all those goodies.

[TEW]

sounds like you made out OK 4 or 5 K for speaking up and not singing the first paper they sent you.
and are they going ot update your CR? all 3?

[StartingOver08]

Thank you TEW - I didn't even think to ask for that. It should be in writing in the agreement, right? Is there anything else?