Wells Fargo

[loko2012]

I was recently discharged (chap.7) in 9/08. I have about 100K in Sallie Mae and 20K in WF. The MOMENT i was discharged, WF wanted payment in full OR $700 a month!!!
Ques:

-I was told by my WF contact they CANNOT negotiate a payment plan or lower the amount I owe. Is this true?? It was defaulted when I filed bankrupcty so I would think they would try to recover what they can. Is she just playing hardball??? I was hoping i could negitiate and pay .50 on the dollar and pay that off monthly..=(

Sallie mae is cool they are allowing me to defer 1 year while I get back on my feet.

[magyar123]

Those crooked sleazeballs are playing hard ball with you. They just bought out/merged with Wachovia , losing money left and right on the deal. Now they're hounding you, and are unwilling to give you a break.
If you still bank with them, close your checking/savings accounts now and go with a completely different bank - just to avoid any possible attempts by them to rob you blind.

[catdance23]

What is the $20K for WF for? Was it a part of the BK?

[TEW]

This is exactly opposite of that they are telling me. Who are you talking to? I want to leave and they keep making me offers. I told them I do not want the house. I get are you sure send us the information and we can work something out. I get please stay as long as you can. The Same company. Ask to speak to someone in the BK department