In need of a friend going through similar things

[willsurvive]

Uggh, is there any hope? We filed December 4th and while the comfort of filing and realizing the debt might be discharged we are going through a myriad of other things. Dh works in the construction industry and he has a job today, but it is definitely not stable. So I sit and wonder and worry constantly about it. And of course, he is just not the same either worrying etc. about it. And then we are realizing that living in our house might not be the best financially for us (big payment) but it is hard to just let it go too. We have 5 kids, and it kills me to no end to make them move yet again. I feel like such a huge failure. And while our parents know about the bk, everyone else will definitely know when we move. I know it shouldn't matter. Anyway, I just want some good news, some good things to happen, or some peace and reassurance that we will be okay. It's only money and it's only a house. I have my health, a good dh, and 5 wonderful kids. Maybe knowing I"m not alone will help?

[jessegirl]

Hey, I felt the same way. We are keeping our house, but the attorney told us to let it go, BUT we choose to keep it, cause like you we have kids and do not want to upset them by moving them around and starting new schools etc. So we are staying. Believe me after you 341 you will feel much better. Things will get better. Not alot of people understand that when kids are small, meaning not adults yet (18 and up) its very nerve racking to be going thru this and then to look your kids in the face and tell them no we cannot afford that all the time is enough pressure to make you completly depressed. BUT, it will work out and it will get better. It has too!!! You are getting rid of all that debt. Just live day by day and try not to think about next week. I was so depressed that my sink broke out like a pizza face. Everyone was asking me what happen to my face. My personality changed too. But once that 341 was over, which by the way is no big deal at all. You will be much better, cause then its just waiting for it to discharge and close. Look if you ever want to PM me please do. I have been there and still there and I truly know what you are going thru. Goodluck and take it day by day.

[Logan]

Do not worry about what anyone else thinks.

Logan

[shabam]

Regardless of our individual reasons, we are all in this together.

You are not a failure. Companies make business decisions which don't go as planned all the time. Where the best solution is to cut and run, reducing heavy loses. Same goes with us. At the end of the day we are a business on a smaller scale. They key is to learn from our mistakes or bad luck to ensure it does not happen again. It even takes a number of people more than one bankruptcy to learn there lesson.

The best lesson you can teach your kids is how not to fall in the same trap.

[paintinrosesred]

Your not alone. I felt the same way several months ago. But it get's better and once I let go of the house I now see it as just "four walls and a roof". Not a "home" any longer. Give it time. I surely don't miss the sleepless nights and endless stress when the bills arrived.

[Mi Bankruptcy]

I have 3 kids. I would try to concentrate on what you can control. Easy said from this side of the monitor. However, I feel when we start to get depressed or angry it is often boils down to loss of control. Have you and your husband started looking a places to rent? You might feel better if you can find some place you like at a affordable price. If people ask why your moving.. Tell them with this economy & construction your getting out of your house before it gets too bad.

Both of you seem to worry together. Try planning together. You both should also recognize that you guys are sticking this out and pat yourself and your relationship on the back. These issues often break family's. Best wishes and here's to a great new start in 2009.

[applecake]

You're definitely not alone. And this BK thing is the light at the end of the tunnel, no matter how backwards that sounds! When we first made the decision to file, I got on an antidepressant. I cannot tell you the difference it has made. I am able to muddle through all this overwhelming stuff like a rational person, not some 24/7 weeping basket case!!! Which is what I was before. We have kids, too - toddlers to teenagers - and I know this is hard.