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Bank account balance after filing

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    Bank account balance after filing

    Am I able to deposit my paychecks in to my account now, of course the balance will be different then when I filed (when I filed it was a lot less), since I am not paying any more creditors I would like to start saving.
    Filed Chapter 7 Petition: 12/22/2008

    341 Meeting: 1/23/2009

    #2
    That's the idea. everything is as of the date of filing.
    Chapter 7 07/30/2008
    341 09/17/2008
    Discharge 11/21/2008

    Comment


      #3
      Thanks, so then it's ok to do that?
      Filed Chapter 7 Petition: 12/22/2008

      341 Meeting: 1/23/2009

      Comment


        #4
        yes it is Welcome to your fresh start
        Chapter 7 07/30/2008
        341 09/17/2008
        Discharge 11/21/2008

        Comment


          #5
          Thank you so much! Happy holidays to you
          Filed Chapter 7 Petition: 12/22/2008

          341 Meeting: 1/23/2009

          Comment


            #6
            So a person should have as little as possible in their bank account before filing and then after filing, one can save again? Just wondering how that works... one would pay all their bills for that month and then file?

            Comment


              #7
              I want to make sure i understand. So i Filed on November 8th which i copied all my checking accuonts before turning my papers in to file.

              After i filed i can start letting my Checking account accumalte some cash now that im not paying out so much on Credit Cards.

              I was thinking it was after your 341. I would hate to start saving and the Trustee decidee to snatch it all up.

              But need to start now so i can get a appartment.Living with family now it sure has helped the last 2 months.

              Comment


                #8
                That's why I asked. I want to start transferring some of the money in my checking account over to my savings account, but I don't want it to look like I'm hiding anything, especially after I asked for a fee waiver when I filed, I still have not heard back from the court yet if my fee waiver was accepted.
                Filed Chapter 7 Petition: 12/22/2008

                341 Meeting: 1/23/2009

                Comment


                  #9
                  yup now is the time to start your emergency fund get some money saved.
                  I had almost 9K saved up when I got my discharge. I used it to move get my car fixed since i only have one now.
                  You need deposits for apartments utility
                  Chapter 7 07/30/2008
                  341 09/17/2008
                  Discharge 11/21/2008

                  Comment

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