Student Loan discharged? but been paying!!

[Geisha]

I had a student loan with "Student Loan Corporation" through Citi Bank. I received my discharge on 8/30/05. In my bk petition my lawyer listed every loan I had. According to my credit report, the school loan shows discharged with a balance of $0. I was under the impression that school loans would not be discharged and have been paying them since I filed in May. Am I entitled to get this money back? How can I be sure if this loan is really discharged.

Also, I reaffirmed my furniture and they have yet to contact me but according to my credit report...it says this was included in bankruptcy and a $0 balance. Is this too good to be true? Or will they still contact me?

[StaciMM]

Regarding the furniture, they may have updated the account info to say IIB before the reaffirmation agreement.

I don't know about the student loan, regarding discharge. You're not likely to get a refund though.

Also, I reaffirmed my furniture and they have yet to contact me but according to my credit report...it says this was included in bankruptcy and a $0 balance. Is this too good to be true? Or will they still contact me?

[Minnymouth]

Depends on what kind of student loan you have???

If it is just a signature loan thru a bank and not thru Federal or State funds - it is discharged as a regular loan.......

If you plan on keeping furniture, keep paying on it if you want..... They may call and ask you to sign a reaffirm agreement, may not.....

Personally, I would not pay another dime on the furniture...Chances of them asking you to surrender are slim (it's used furniture, yardsale stuff, now)........ Especially since it says included in bk....

Minny