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Trouble for not reaffirming?

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    Trouble for not reaffirming?

    I don't want to get into a discussion about should I reaffirm or not reaffirm. I researched this extensively. I agreed to reaffirm my property and vehicles on my paper work and at my 341. I received a reaffirm for my SUV from WellsFargo and they lowered my int. rate and payments. I am not going to reaffirm because I am paying the vehicle off in two weeks. However, I have not received a reaffirm agreement for my house or other vehicle. My attorney said Michigan requires you to reaffirm for homes?

    Since I said I would reaffirm and have not received any other paperwork is this something I should be worried about for my case? Should I be contacting my lender(s) I am current on everything and was just going to continue to pay.
    Thanks in advance

    #2
    Contact your Atty not your lenders.
    Filed Chapter 7 10-2008
    341 Meeting 12-2008
    DISCHARGED 2-2009

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      #3
      you talk to your attorney. See if he thinks the judge will approve your reaf.
      Chapter 7 07/30/2008
      341 09/17/2008
      Discharge 11/21/2008

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        #4
        I asked my attorney earlier about contacting my lender. I was hoping to get my Interest rate reduced for my current loan if I reaffirmed. My attorney told me to go ahead and contact them. However, I might be happy if they didn't send reaffirm paperwork. The wife wants to reaffirm.. I don't. My attorney kind of scared her. I had my 341 in the beginning of January.

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