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Almost ready to file!!

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    Almost ready to file!!

    So after month and months of saving, struggling, and starving I am almost ready to file!

    I met with my attorney again today and signed all of the paperwork. He said I just need to pay him the last bit of money and he can file it. I plan on paying the rest by mid next week.

    He suggested the 722 redemption for my car. I called the company and it turns out that I am not upside down on my car loan. I still owe 16k but it is worth more to around what I owe so the 722 would not benefit me.

    My lawyer also said that he feels that I will be able to keep the car and thinks the credit union would be willing to work with me. I really hope that is true!!

    #2
    I just picked up my paperwork TODAY!!! After all this time, this week my attorney is PAID IN FULL! This has been dragging on FOR MONTHS now. Remember, I only get paid once per month. I paid the attorney, my sedan, the phone bill, some food and we're pretty much going to be tapped out with no food or anything until March 15th. Wadda ya think about that? Neat, huh?

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      #3
      Originally posted by inpain66 View Post
      So after month and months of saving, struggling, and starving I am almost ready to file!

      I met with my attorney again today and signed all of the paperwork. He said I just need to pay him the last bit of money and he can file it. I plan on paying the rest by mid next week. Congratulations on getting the paperwork and petition completed!


      He suggested the 722 redemption for my car. I called the company and it turns out that I am not upside down on my car loan. I still owe 16k but it is worth more to around what I owe so the 722 would not benefit me.

      My lawyer also said that he feels that I will be able to keep the car and thinks the credit union would be willing to work with me. I really hope that is true!!
      Then this is a good solution - really the best of both worlds because you will not have that terrible interest rate with 722 redemption. My personal experience with my CU was excellent for reaffirmation of one of my cars - I hope you have the same experience.
      Filed CH 7 9/30/2008
      Discharged Jan 5, 2009! Closed Jan 18, 2009

      I am not an attorney. None of my advice is legal advice in any way..

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