No one within 3 hours wants to give me a written appraisal on my truck and I'm not even sure if a Carmax will because of the hail damage. I have not been discharged and I probably won't be for atleast another month. I was wondering could I get in any touble if I just stop making payments on my truck and let the bank come and repo it? I never signed a reaffermation agreement on it. One of my family members told me they would lend me $8k for a vehicle interest free. I just want to get out from uner my upsidedown loan.
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Filed: 11/20/2008
341 meeting: 12/22/2008
Discharged: 03/10/2009 -
Pig, did you list the truck in your filing?
Did you use an Attorney?
I ask because if you were not planning on keeping the truck, why have you still been making payments on it? My Attorney told me to stop payments on everything I was including in BK and not keeping. - jbjb - A little knowledge is a wonderful thing - sometimes.
Filed - 2/27/09
341 - 4/3/09
Discharged - 6/20/2009 -
Yep, Jeb is exactly right - stop paying on the truck.
Don't reaffirm the vehicle, don't redeem it - if its underwater just give it back and get something else with the help of your family. There are lots of vehicles for less than $8k that are in great shape/condition.Originally posted by jeb View PostFiled CH 7 9/30/2008
Discharged Jan 5, 2009! Closed Jan 18, 2009
I am not an attorney. None of my advice is legal advice in any way..Comment
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Thats the plan, I just didnt know if they could get me in trouble with the trustee becuase im going through this BKOriginally posted by StartingOver08 View PostFiled: 11/20/2008
341 meeting: 12/22/2008
Discharged: 03/10/2009Comment
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