Living Expenses Budget

[concerned]

We reviewed our paperwork from our attorney and our income versus expenses budget didn't include clothing or laundry. Both were listed with a 0 next to them. I guess I can understand why laundry might not be factored in, but I didn't understand why clothing wasn't included. Our living expenses each month exceed our income by $200 so I was thinking that he didn't need to factor in a figure for this since we are already spending more than we earn. Could this be the reason?

[StaciMM]

Your attorney should include all the expenses you gave him-even if you're too tight on $$ right now w/ pre-BK situation to realisitically afford it. Failing to include your reasonable expenses can hurt you-such as if the trustee argues w/ some of your expenses & that increases your available income.

[concerned]

Your attorney should include all the expenses you gave him-even if you're too tight on $$ right now w/ pre-BK situation to realisitically afford it. Failing to include your reasonable expenses can hurt you-such as if the trustee argues w/ some of your expenses & that increases your available income.
__________________

Oh, I guess I never thought of that, but it does make sense. I will contact the attorney and mention this to him. Thanks for the tip!

[StaciMM]

I guess a good rule of thumb is that skimping on things (in our household, clothing & entertainment get skipped most of the time) does not mean that you don't need $$ for those things.