hi, i filed chapter 7 on 6/15/2005 and received my discharged on 9/22/2005 i did reaffirm on my second home equity loan but now my payment went up about $ 100 dollars more after the reaffirmation my question is what would happen if i decide not to keep this house would the Trustee will reopen my case? i also call my Attorney to ask about it but she say i'm too late now to include on my chapter 7. thanks.
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Last edited by Elchulo71; 10-06-2005, 04:26 AM. -
According to the info sheet that I picked up at the BK court, a reaffirmation agreement may be cancelled either:
1) anytime BEFORE your discharge
OR
2) within 60 days after the agreement was filed with the court
whichever gives you the most time. In your case, sounds like you need to check when the reaff agreement was filed - hopefully was less than 60 days ago...
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