Joint loan question

[amy1385]

Ok, just wondering if anyone has any insight to this situation. I went thru Ch7, and have been discharged and closed. I had a couple joint loans with someone, and went through a lot trying to make sure none of my situation effected her credit. We called the bank twice to verify which loans were joint, and which were not. We have continued to pay on the joint loans to keep her credit in tact. I had a moped, which I originally wanted to keep, but on my attorney's advice, I surrendered. The bank had told us that this was not a joint loan, but now looking at her credit report, it is on there as a voluntary repo. How bad is this for her? Is there anything we can do to make her credit report better? Any thoughts would be helpful.. thanks.