Noticed mistake on creditor list

[FLGirl]

i listed a creditor as unsecured which i think, is really secured, as it was a purchase of furniture from a furniture store.

Can I fix that easily by amending that part???

What a fine mess I am in! I'm so stupid!

[Viper]

I could be wrong, but it probably is unsecured. I too have some debt from a furniture store, but the debt is actually to the bank which backs the credit card for that store. Unless your situation is different then mine I think you're probably fine.

Commonly secured debts are those for auto loans and mortgages.


- Viper

[FLGirl]

ty

thank you, Viper

[HHM]

Honestly, I'd be surprised if the debt was unsecured, if you bought the item and financed at the store or through the stores credit card, 9 times out of 10, its secured.

However, furniture creditors talk tough at the beginning of your case trying to get a reaffirmation agreement, but the rarely object or come get the furniture.