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Choosing not to reaffirm a car loan

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    Choosing not to reaffirm a car loan

    Hello,
    I filed for a Chapter 7 bankruptcy. I was going to choose not to reaffirm a car loan I have. I plan on keeping the car (provided it's not repossed), and the loan is up to date. My question is, if the loan is paid off a few years from now, could the finance company hold the title on the car or would this not be a factor at all?
    Regards,
    Joe

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