I`m in the process of converting from a 13 to a 7. I was in the 13 for over 2 years, so most of my original accounts went to collection agencies or junk debt buyers. Are they more or less apt to try and object to a 7 discharge? At least 50% of the original debts were repaid in the last 2 years, and all debt was unsecured cc`s.
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The question is academic. You should not care as they are not priority debt (as in IRS) and if you are not an asset case, they will be discharged. 'HubIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.
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