I have come to BK through medical reasons.
We are supposed to file the second week of December.
I was informed today, by the spine surgeon, that I need to have an experimental device removed and have the spine fused.
The experimental pharmaceutical company is SUPPOSED to be on the hook for all these things. So far they have paid all the bills except 3k.
I do not know what the original cost and payment of this experimental surgery was.
The surgeon wants to operate the first week in December. We would, therefore, file a week later.
I may have to take a couple grand from my 401(k) as a loan, if I can't scrape up the rest of the deductible.
Since the pharmaceutical company, legally, is obligated to pay for these procedures, I think we will be in the clear.
Also, it will discharge, personally, the remaining 3k bill that is still supposed to be paid by that company, which they have dragged their feet on.
However, the Dr. or hospital may file an AP, since we would file BK a week later.
This is a long-standing injury that has ruined my life and NEEDS to be taken care of. The timing is either perfect or horrendous.
Finally, the reason for filing by Dec 14 is that my wife has a judgment that is sscheduled to get ugly that date. She is scheduled for a deposition that would reveal all of our banking information and lay us open for seizure of assets. Not that we have much, but it IS our money for food and survival.
your thoughts?
We are supposed to file the second week of December.
I was informed today, by the spine surgeon, that I need to have an experimental device removed and have the spine fused.
The experimental pharmaceutical company is SUPPOSED to be on the hook for all these things. So far they have paid all the bills except 3k.
I do not know what the original cost and payment of this experimental surgery was.
The surgeon wants to operate the first week in December. We would, therefore, file a week later.
I may have to take a couple grand from my 401(k) as a loan, if I can't scrape up the rest of the deductible.
Since the pharmaceutical company, legally, is obligated to pay for these procedures, I think we will be in the clear.
Also, it will discharge, personally, the remaining 3k bill that is still supposed to be paid by that company, which they have dragged their feet on.
However, the Dr. or hospital may file an AP, since we would file BK a week later.
This is a long-standing injury that has ruined my life and NEEDS to be taken care of. The timing is either perfect or horrendous.
Finally, the reason for filing by Dec 14 is that my wife has a judgment that is sscheduled to get ugly that date. She is scheduled for a deposition that would reveal all of our banking information and lay us open for seizure of assets. Not that we have much, but it IS our money for food and survival.
your thoughts?
Comment