tax refund/401K before BK

[EdytaHome]

My husband and I will be filing a joing Chp7 BK in Jan2005. I just quit my job since we plan to relocate to Chicago, I have about $6,000 in my 401K that I can cash out (-penalties), of course. I'm also expecting a $3,000 tax refund. Should we tap into this money, which will help with the move, before filing?
Thanks
Edyta

[StartedOver]

They're not allow to touch your 401k and they can't get any money you get after you file...so the sooner the better....especialy if you're getting a return...