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How long between BK?

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    #1

    How long between BK?

    Hi there. I filed Chapter 7 in Colorado in 1999. Well, it was filed in '99 and discharged in '00. What I need to know is, how long before I can file again? I was laid off from a job and have once again lost everything trying to keep afloat. I now live in Nebraska if that makes any difference? Just looking for answers, I tried going through your forums here, but didn't come up with an answer.
    Thanks.
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    #2
    OK, I found out that I have to wait 6 years between filing, but is that 6 years from the filing date or from the discharge date? TIA!

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      #3
      Bump! Anyone please help??

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        #4
        Sorry to know that your financial woes haven't improved.

        You can file for chp 7 once every six years. You can petition for a chp 13 though.

        Good Luck!
        The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

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          #5
          I need to research this, but what about the payments on CH 13? Would they be astronomical? I mean, if I can't afford all this stuff now, I won't be able to afford them anytime soon either. So will they make the payments small or do I basically need to divide 50k by 3 years and figure out what that would be monthly? How long do they give you to pay off a CH 13? Your help is MUCH appreciated, Todd!!!

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            #6
            Possible solution!

            If you have owned your house for 12 months, try to refinance. I work with bad credit. Call me 941-447-5998

            Regards,

            Matt
            Specialty Financing

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