Credit monitoring

[clb123]

What is a FAKO score? Thanks!

[bkfiler]

a FAKO score is a fake fico score. meaning it is not a true fico score. same thing we were talking about at the top of the thread.

[clb123]

ohhhhhhhhhhh, ok Thanks again everyone!!!

[StaciMM]

A FAKO score is any credit score generated by someone other than FICO. FICO is the most commonly used credit score. Though, in reality, a creditor can use any type of score-or any other method-to evaluate an application. Even so, just about any & every service that allows you to pull your own credit report has their own interpretation of credit score based on your report. Since FICO gaurds their methods very closely, no one can accurately mimic it. Meaning, if it isn't from FICO, its better known as FAKO. Don't rely on FAKO's. They can vary from FICO, either up or down, a good bit.

[bkfiler]

i never get FAKE - O's by the way. im too talented

[StaciMM]

You also have a very good imagination...

[BrokeStudent8]

HA HA! BK you've got a filthy mind

[jennga]

I have a question. I pulled my credit reports from the free credit report online and I believe it can be pulled for free one time a year. So does that mean every 12 months, or could it mean that since I pulled it in 2005 that I could do it again since it is 2006, or do I have to wait till November to get the free one. I am using the one that my lawyer told me was the most accurate.

[jennga]

by the way bkfiler, do you prevent those fak-o's by doing some sort of weird things with your toenails???? Some sort of toe job maybe

[bkfiler]

Now Im gonna hurl in a bucket!
Why did you ruin my thoughts of that event with your ideas!

Ewwwwww!

[jennga]

I didn't display those toenails, you did. Now you know how some of us want to hurl when we are forced to look at these atrocities while reading your posts. And we have to do it, we just have to because we want to read what you have to say, but what can I say, you force us to look at nauseous pix. Therefore, I have given you a nauseous mental image!!! LOL

[StaciMM]

I've wondered this myself. One thing I can say-Experian doesn't limit you to 1 at annualcreditreport.com. You could pull one per day there if you wanted to!

I have a question. I pulled my credit reports from the free credit report online and I believe it can be pulled for free one time a year. So does that mean every 12 months, or could it mean that since I pulled it in 2005 that I could do it again since it is 2006, or do I have to wait till November to get the free one. I am using the one that my lawyer told me was the most accurate.

[StaciMM]

I sent him a Sim-made avatar. I'm trying to get the toes off the forum!

by the way bkfiler, do you prevent those fak-o's by doing some sort of weird things with your toenails???? Some sort of toe job maybe

[jennga]

StaciM, thanks a bunch. I will give it a pull. Do you think one of the ca's is better or more accurate than the others. All three of mine have variations.

Hey, I like you new Sim avatar. I'm glad you sent bkf one, now if he will only use it. So do you just send it through pm. You could send me one and tell me how to get it on here??? In that case, I would like to have dark, medium length hair, fair skin with an exotic look, is that possible. Just regular build as you said there are only too choices, and of course adult.

Only if you have time and don't mind, it would be fun to see what you come up with. Thanks.

[bkfiler]

jennga, here use this (dark, medium whiskers, fair skin with exotic look)

http://pinker.wjh.harvard.edu/photos/santa_barbara_california/images/baby%20elephant%20seal.jpg

its damn cute thats for sure! look at those baby eyes. awwwweee. it wants a little fish to eat. see its knuckles bending inside its fur.