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    Credit Scores Raise themselves?

    Our discharge was on 12/26 and case closed according to pacer on 12/29.

    My scores are roughly in the 570's right now. I have most of the accounts on my reports saying IIB, but there are some that say discharged as bad debt, late, etc, when in fact they were IIB. And they do not reflect a 0 balance.

    Once I fix these, will it help raise my score? How does my score raise without getting into debt again to help build the credit?

    What do I do and how do I do this?

    Thanks in advance!
    My BK Status:
    9/19 Chapter 7 petition on file w/ BK court
    10/19 341 Hearing (OVER WITH!!! WHOO HOOO)
    12/19 Deadline for Objections (Scheduled)

    12/26 ORDERED DISHCHARGED!!!!!
    12/27 Bankruptcy Case Closed (Admin.):clapping: :yahoo:

    #2
    If things are fixed on your credit, that should help.

    Your score should improve a little on its own-for example as the bk gets older it will hurt less. I don't know how much it can go up without something good reporting though.
    Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

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      #3
      if you want to rebuild your credit you are going to have to get credit.
      Im not an attorney or a trustee. You cant trust me either though!

      [x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
      [x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
      [x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
      [x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!

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