Capital One Authorizaed User

[badgambler]

Just thought I would offer this bit of knowledge ( sure it has already been said) since you all have been so kind to me with your advice and support..

If you are added onto a Capital One account as a Authorized User, That persons ( the account holder) past credit history will be added onto your credit report.. This goes for negative items as well on the Capital One tradeline as well..

I was able to raise my wifes credit score by over 50 points adding two tradelines with 5 year payment history to her credit report..

Now she will be adding me to hers after my BK is through.. Of course I removed her from my Capital One accounts prior to my financial issues.. So the bad stuff wouldnt be reported on her credit reports.

[sunshine08]

Cute baby, (watch out for BK - he really likes babies)

[jennga]

Hey Badgambler, good information but even better cute baby pic. Who is the lil darling?

[badgambler]

Thanks... That is my youngest one after he had gotten hold of his sisters black marker.. His little mouth was covered in the black gook (child safe ink) but he had a look on his face like " What marker ?? "

[StaciMM]

From personal experience, I can testify that baby wipes will clean practically ANYTHING. My girls are 19 months apart, once is about to turn 6 (see profile) and the other turned 4 in Oct (see avatar). About 2 years ago, the older one found a black magic marker (permanent supposedly) and colored her sister...

Thanks... That is my youngest one after he had gotten hold of his sisters black marker.. His little mouth was covered in the black gook (child safe ink) but he had a look on his face like " What marker ?? "