6 long months after filing Pro Se Chapter 7 BK, We have been discharged. And I must say it feels good.
I am crying because I am happy and also because I know this is going to be a long road to recovery 10 years thats 2016 before this scarlett letter will be erased and maybe not even then, who knows. I am about to begin the healing process by cleaning up the mess I let happen, and rebuild a more stable fondation, teach my kids about finances and how not to go wrong. No its not cash only for me but its also not spend beyond your means either. Basically if I can't pay the balance in full, I won't be chargin it.
I won't be sharing credit cards with DH. That should keep me Financially steady alone.
Thank you BANKRUPTCY FORUM !
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