You are you viewing the Bankruptcy Forum as a guest (limited viewing).
Don't have a BKForum account yet?
Please REGISTER (it's FREE & takes 30 seconds) so you can post your own questions and see all the features available to registered users.
Absolutely list all debts. One thing that I've heard people do is to to take out a personal laon, credit cards, home lona, etc. and pay back student loan (that can't be discharged).
That's just what I heard
I heard that too. It did sound like a good idea to get a loan to pay off student loans and then try to discharge the personal loan. This would be considered fraud to take out a loan when you were contemplating BK. If you did go this route you'd have to wait a long time to file because the person who gave you the loan to pay off the student loan will object. Besides my student loans are at 49K - no way I could get a loan to pay this off. I did consolidate my student loans a year ago but I don't think this would be discharged anyway. A year ago at this time Bk was not an option for me. So to Curious you have to list all debts - even Student loans. Who knows maybe a portion of your student loans can be eliminated
sbb
Originally posted by Michelob
Absolutely list all debts. One thing that I've heard people do is to to take out a personal laon, credit cards, home lona, etc. and pay back student loan (that can't be discharged).
That's just what I heard
Hooters MC: $1700
First Premier Platinum MC: $450
Orchard Bank MC: $300 Juniper Visa :$600
Target Card: $200 Capital One:$1500
Comment