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Do you have to list student loans?

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    Do you have to list student loans?

    I was wondering if you have to list a student loan (even if it's government-subsidized) on schedule F. I mean since it can't be discharged anyway....

    Does anybody here know?

    #2
    You have to list ALL DEBTS............ and also included all expenses on your petition......

    Pull a copy of your credit report with the credit bureau and get a complete list of all creditors and their addresses that you might owe money too.

    Make sure they are all included.
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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      #3
      Thank you. Thought so, but wasn't sure.

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        #4
        Absolutely list all debts. One thing that I've heard people do is to to take out a personal laon, credit cards, home lona, etc. and pay back student loan (that can't be discharged).
        That's just what I heard

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          #5
          List all debts!!

          I heard that too. It did sound like a good idea to get a loan to pay off student loans and then try to discharge the personal loan. This would be considered fraud to take out a loan when you were contemplating BK. If you did go this route you'd have to wait a long time to file because the person who gave you the loan to pay off the student loan will object. Besides my student loans are at 49K - no way I could get a loan to pay this off. I did consolidate my student loans a year ago but I don't think this would be discharged anyway. A year ago at this time Bk was not an option for me. So to Curious you have to list all debts - even Student loans. Who knows maybe a portion of your student loans can be eliminated

          sbb



          Originally posted by Michelob
          Absolutely list all debts. One thing that I've heard people do is to to take out a personal laon, credit cards, home lona, etc. and pay back student loan (that can't be discharged).
          That's just what I heard
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