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And so it begins...

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    And so it begins...

    Last month, Honda repossessed my car.

    I went today to pick up the stuff out of my car and to give them the keys. My attorney said we could fight the repossession, but it would be really hard because of the language in the lease. I decided not to fight for it anymore. I'm really sad today. I'm admitting I failed. I handled it badly. Very badly.

    The good news (if you can really call it that) is that everything is all set for a no asset Chapter 7 filing when I get the funds. I have some payments to make on my student loans first, so I don't know when I will be able to file. But it will be within the next month or so.

    Does it get better? Does this chaotic feeling eventually calm down? When did it for you?

    Thanks for letting me get this all out. I'm feeling really low tonight.
    Chapter 7 filed 4/23/07
    341 Meeting 5/22/07
    Last day for Objections 7/23/07 - Discharged 7/25/07 - Closed 7/31/07
    On to rebuilding!

    #2
    I am sorry you are feeling low. I am feeling very low too. I know that in due time all of this will pass and be a distant memory. We are all here for each other and we understand what you are going through. I suffer mood swings because of all of this. Some days I feel ok, and other days horrible. That too will pass. Just keep your head up and move forward. Things will get better.

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      #3
      I also have my 341 meeting next week and will start sweating bullets on Monday. I have yet to think about it--want to get through this week end first.

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        #4
        Thanks for the reply. This whole process stinks! But there is a light at the end of the tunnel, and all that jazz. Just one foot in front of the other.

        Good luck on your 341. I keep hearing they're easy as pie. Let us know how it goes. I'll be in your shoes in about a month or so!
        Chapter 7 filed 4/23/07
        341 Meeting 5/22/07
        Last day for Objections 7/23/07 - Discharged 7/25/07 - Closed 7/31/07
        On to rebuilding!

        Comment


          #5
          Originally posted by follie
          Last month, Honda repossessed my car.

          I went today to pick up the stuff out of my car and to give them the keys. My attorney said we could fight the repossession, but it would be really hard because of the language in the lease. I decided not to fight for it anymore. I'm really sad today. I'm admitting I failed. I handled it badly. Very badly.

          The good news (if you can really call it that) is that everything is all set for a no asset Chapter 7 filing when I get the funds. I have some payments to make on my student loans first, so I don't know when I will be able to file. But it will be within the next month or so.

          Does it get better? Does this chaotic feeling eventually calm down? When did it for you?

          Thanks for letting me get this all out. I'm feeling really low tonight.
          I've been so low that I thought it was all over. But you have to keep in mind, there is nothing that you cannot work through. It does get better, you will see the light at the end of the tunnel. But to see that light you need to pick your head up. I know it's easy to say, but working to change the things you can and accepting the things you can't is honestly the best way to look at it right now. If you need some one to vent to, send me PM. Stay
          My credit scores:
          Before Filing: Tr 496, Ex 496, Eq 507

          Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)

          Comment

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