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Please Help ME! A few of the questions on the filing papers for Chapter 7!!!!

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    Please Help ME! A few of the questions on the filing papers for Chapter 7!!!!

    Hi there, I am done filling out my papers and and filing pro se. I do however have a few blank spots due to a few questions. Any help would be much appreciated. Thanks in advance!!!

    #1 On Schedule A- Real Property, DO I list my 1994 Camaro which I have the title of and owe no money on? In the last column, it's says "AMOUNT OF SECURED CLAIM". If I own the car fully and do not owe anything on it, do I leave that part blank??? Or, Do I list this in schedule B personal property?

    #2 On Schedule F- Creditors holding unsecured nonpriority claims,
    All of my creditors are either credit cards or medical bills only.
    In the column "DATE CLAIM WAS INCURRED AND CONSIDERATION FOR CLAIM, IF CLAIM IS SUBJECT TO SETOFF,SO STATE" what would I put for the credit cards, and what would I put for the medical bills other then the date? I guess my question is what does "consideration for claim" mean and what does "if claim is subject to setoff" mean?

    #3 On Statement of Financial Affairs , Under number 10 "Other Transfers"
    Do I list the name and address of the girl who bought my car in april when I had it for sale? If so, for relationship to debtor, do I say "purchaser of my vehicle for sale" Or is this not what they mean?

    #4 On Statement of Financial Affairs , Under number 11"CLOSED FINANCIAL ACCOUNTS" Would I include a paid off car loan from GMAC in April of 2004 due to selling my car for the payoff amount? And I paid off another car loan in November of 2004 for $1,900.00. Do I list that account number as well since it was through a bank? OR do they only mean checking/savings accounts that were closed?

    After these questions are answered I can finally send my papers in!! I am just stuck on these!! Please help me and thanks so much!!!!
    Last edited by Chicago1980; 01-26-2005, 08:08 AM.

    #2
    #1. Your car is not real property, it is personal property, it goes on Schedule B
    #2. Just put the date of your last credit card statement that you used to show the amount owed, and put the date you saw the doctor or received treatment for the medical bills. You probably don't need to worry about setoff.
    #3 Yes, give as much contact info for the purchaser that you have, as for relationship, "None" (they are looking for family members or business partners).
    #4 Question 11 is geared towards account which you would have received cash when you closed the accounts. I.e. closed bank accounts, IRA's etc. You don't need to list credit or loan accounts.

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